We do not report to the credit bureaus. Since your outstanding debt is being resolved by way of settlement, future creditors will see that you have made a concerted effort to resolve your debt instead of filing for bankruptcy.

Currently, there are hundreds of people using our debt negotiation services to honorably pay back an agreed-to, reduced amount to their creditors. The positive end result for those who enroll in our program is a credit report that shows debts as paid instead of unpaid.  Your high debt-to-income ratio will decline and you may begin to see improvement in your credit in as little as six months. To take the first step toward improving your credit,today.

Bankruptcy can have an extremely negative effect on you financially and is designed to be your last resort.  You are required by law to consult a licensed attorney before declaring bankruptcy, and since Congress passed new bankruptcy laws in 2005, it is more difficult for a person to even qualify for bankruptcy.  To learn more, click here..

Our knowledgeable representatives will analyze your situation and recommend the best possible solution to get you out of debt in the shortest period of time while saving you the most money. A loan may or may not be part of this solution. A high-interest loan obtained on your own, however, is probably not the answer. If a loan is needed, our representatives will ensure that you get one that fits your needs and goals.

Program fees vary depending on the type of program that fits you best.  But our goal is to help you get out of debt and achieve financial freedom – not send you deeper into debt with outrageous fees.  Contact a National Debt Consultants representative today to find out more about the kind of program we could tailor to meet your needs.