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What is debt negotiation? |
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Debt negotiation involves a company like National Debt Consultants that contacts a client’s creditors and negotiates a reduced pay-off on the accounts. In contrast to consumer credit counseling or debt consolidation, debt negotiation actually reduces the amount of money you owe. With National Debt Consultants, you may be able to reduce your delinquent debt by as much as 70%. Contact us to find out how. |
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How do I qualify for your debt negotiation program? |
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There are five (5) simple qualification
requirements for our debt negotiation program/services:
1) You Must currently be dealing with some
type of financial hardship. 2) You must currently
be delinquent on your debts or about to become
delinquent. (generally, debts that are 30
days or more late); 3) Your debts must be
unsecured (including credit cards, judgments,
medical bills, utility bills, repossessions).
We do not represent clients on government-related
debts (including student loans, tax liens,
back taxes, child support, etc.) or on secured
debts (mortgages, car loans, etc.); and 4)
Your debt balance must be $5,000 or more.
5) You must reside in a state in which NDC
can provide debt negotiation services. *Contact
NDC at 888-883-3287 to find out if we provide
services in your state. |
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What
if I'm not delinquent on my debts? |
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Our debt solution services are
designed to help people who would like to
improve their debt situation, whether they’re
delinquent on their debts or not. Even
if you’re not delinquent on your debts,
we still may be able to help you improve your
financial situation and increase your financial
freedom. Contact us today for more detailed
information about the services we offer for
clients like you. |
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Unsecured debt includes credit cards, medical bills, and personal loans. It is generally any debt that arises from a contract you enter into with a creditor which enables you to obtain goods or services on credit in exchange for your promise to pay (compared to secured debt where you receive credit by putting something of value up as collateral – like a car or a house). |
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Can I choose which debts I want to resolve or do I have to include all of them? |
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You may select which debts you
would like us to resolve. One of our debt
negotiation specialists can discuss your situation
and help you determine what debts you may
want to include in your debt settlement program.
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Will you keep my information private? |
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Absolutely. We are 100% committed to maintaining complete client confidentiality and privacy. For more information on your privacy policy, please click |
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Make your first step toward financial freedom today by filling out our online form, contacting us by phone, or sending us an e-mail. |
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Why can't
I deal with the creditors and bill collectors
myself? |
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You certainly can. But our question to you is: Why would you want to? Creditors and bill collectors can be intimidating, obnoxious, and down-right mean. We understand that simply answering their telephone calls is a source of great stress for most people. That’s why we’re here.
And we have a couple of advantages that you
don't: 1) We deal with creditors and bill
collectors everyday – it’s our
specialty; 2) we have over 50 years of combined
experience in the collection industry –
on the consumer side and the creditor side
(in other words, we know our stuff!). |
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Will my creditors continue to call me when I am in your program? |
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We act as your limited power of attorney and notify creditors of this fact so their harassment and calls should be greatly reduced and may end all together. |
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How long will the program take? |
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While the amount of
time necessary to complete the program will
depend on your specific situation, our goal
is to help you completely eliminate
your unsecured debts in about 12-48 months
– and many times even sooner than that.
To find out how quickly you could be debt-free,
please  |
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How much money will I save? |
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We generally save our
clients like you between 30% and 70% on their
total unsecured delinquent debt balance.
Over the years, we have averaged a savings
rate of 48%! How much you save will
depend on how much debt you have, what type
of debts you have, who the debts are with
(for example the original creditor or a collection
agency) and numerous other factors. *Results
can and will vary.
We understand that every person’s debt situation is unique – that’s why we tailor a solution to fit your needs and goals. To get a better idea of how much money we could help you save on your unsecured debts, please |
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